Plan Participant
Plan Sponsor
Financial Professional


Company Information

Actuarial Designs & Solutions, Inc. is a professional organization that offers retirement plan consulting, administration and actuarial services to sponsors of Defined Benefit and Defined Contribution Plans, including 401(k) Plans.

We are an independent, service only organization committed to providing personalized, knowledgeable retirement plan services at a fair price.  With many years of experience in the pension and financial industries, our goal is to help address the broad scope of issues faced by sponsors of corporate, tax exempt, governmental, partnership and sole proprietorship retirement plans.  Our broad array of services includes:

Consulting

  • Evaluation of retirement and executive deferred compensation programs
  • Plan design and installation
  • Cost analysis of current and alternative plan designs
  • Compliance review and advisement
  • Nondiscrimination analysis and testing
  • Retirement income projections
  • Asset Liability Modeling study
Actuarial Services
  • Annual actuarial valuations
  • Plan design, benefit enhancement and plan replacement analysis
  • Retirement benefit calculations, projections and valuations
  • Actuarial calculations required for reporting pension and post-retirement welfare benefits in accordance with Financial Accounting Standards Board (FASB) requirements
  • Plan termination services
Plan Administration  (Defined Contribution and Defined Benefit Plans, as appropriate)
  • Daily valuation of participant defined contribution accounts
  • Toll free ADS Benefits Hotline – customer service representatives available to participants
  • Participant account/benefit statements - quarterly or annually as appropriate
  • Reconciliation of census information and maintenance of employee data base
  • Retirement and other termination account/benefit calculations
  • IRS Annual Report Form 5500 preparation
  • Annual nondiscrimination compliance testing
  • Plan document and Summary Plan Description preparation
Our firm is owned and operated by consultants who are pension actuaries.  Our professional staff has many years of experience working with plan sponsors of various types of retirement plans.  Our business is comprised of commercial for-profit as well as not-for-profit organizations and public utilities.  Hospitals, banks, water districts, manufacturing and service organizations are all part of our clientele.   This broad exposure and experience gives ADS an edge when it comes to understanding our clients’ financial, operational and human resource concerns.   We are confident that we can provide the expert resources that your plan requires; whether that entails consulting, administration or actuarial services.