Plan Participants

Plan participants have three convenient ways to access your company sponsored retirement plan account:

• ADS Benefits Web Site- participants can access their account 24 hours a day.  You can view your account balances, change your investment elections, transfer between funds, look at performance information, and access administrative forms.  Just click on the Participant Login link below and enter your User ID and Password to get started. 

• ADS Benefits Voice Response System- you can also access your account 24 hours a day through our automated voice response system.  Call 1-877-822-4015 and use your same User ID and Password, you can access information and process transactions in your retirement plan. 

• ADS Benefits Customer Service Group- Customer Service Representatives are available to assist you on any questions you may have regarding your account or to process transactions for you.  Representatives are available Monday through Friday from 8:30am to 6:00pm, ET by calling 1-877-822-4015.  To see what are clients are saying about our customer service department [click here].

Click on the Glossary link below to access a glossary of commonly-used investment terms. 


Click on the Participant Login link below to access your account.  

Participant Login 

Click on the COLA Limit link below to see contribution limits in effect for the plan year.  

COLA Limits