ADS provides full defined contribution recordkeeping and administration services that utilize the most recent technologies available in the retirement plan market. Our goal is to provide the most efficient, accurate and timely services for your retirement plan.
Our services include:

General

• Electronic trading
• Electronic processing of payroll data

Investment Options

• Multi fund investment fund options
• Individual brokerage account option for stock and bond investments
• Next day settlement of mutual fund and/or common trust fund activity

Investment Fund Transfers

• Automated link with investment funds
• Brokerage account trading option

In-Service Distributions

• 59½ and Hardship Withdrawals
• Loan processing and loan policy development

Participant Services

• Customer Service Representatives available from 8:00 a.m. to 6:00 p.m. ET, Monday through Friday
  
• 24-hour Internet access to account information
• 24 hour toll free automated voice response system access to account information
  
• Telephone and web based Customer Service Center
  
• Account balance inquiry and projections
• Investment descriptions and fund performance
• Automated investment election changes and account re-alignment
• Loan modeling and hardship information

Reporting

• Quarterly plan administration report and participant statements
• Electronic check requests and 1099-R reporting

Compliance

• Annual nondiscrimination testing
• Preparation of IRS Form 5500
• Preparation of Summary Annual Reports